Aidpage

To the attention of:

Barack Obama, US President;
Rick Scott, Governor of Florida;
US Senators from Florida: Bill Nelson, Marco Rubio;
US Representatives from Florida: Adam H. Putnam, Alan Grayson, Alcee L. Hastings, Allen Boyd, Ander Crenshaw, Bill Posey, C. W. Bill Young, Cliff Stearns, Connie Mack, Corrine Brown, Debbie Wasserman Schultz, Ginny Brown-Waite, Gus M. Bilirakis, Ileana Ros-Lehtinen, Jeff Miller, John L. Mica, Kathy Castor, Kendrick B. Meek, Lincoln Diaz-Balart, Mario Diaz-Balart, Ron Klein, Sandy Adams, Theodore E. Deutch, Thomas J. Rooney, Vern Buchanan;
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Hello. I'm writing to ask for help for the first time in my life. I have had a really hard life but worked as much as possible in this poor economy, now I can't work due to back problems from an injury while working.

The girl ive been with for 7 years works but isnt enough to pay all of the bills while i stay at home with our new 8 month old son. We purchased a home that looked liveable, put 8,000 dollars into it because further inspection, noticed that the whole frame was rotted and there is mold everywhere. We are tapped out of funds and our son came a month early before i could finish rebuilding the home the best i could, barely sleeping nor eating. This was all covered up when we moved in (hidden). we have no family and the neighborhood is nowhere to raise a child. people get murdered and the drug traffic is horrible. So we have nobody to turn to for help. we have lived in a tent 3 times in our lives due to jobloss. now that we have a son, im trying to keep us from living on the streets again. I can go on and on with all the pain and suffering we have been through and still are going through but i dont feel its neccesary. Im asking for some kind of help. We are in desperate need of a break in life and hope that you can help us. We recently got on our feet but then it all got taken from us when we lost our car to an accident. We dont hand with people because we lost our faith in them due to constant theft or drama. my main goal is to take care of my family and thats why im writing you right now. Please help me so i can make a better life for my family and suround them with better people and opportunities. 

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Post Open Letter to your Elected Representatives

The Housing Development Division of the Department of Housing and Community Development provides funding to developers, non-profit organizations and communities to assist first time homebuyers.

Housing Units for Sale

List of DHCD assisted Affordable Units for Sale to First-Time Homebuyers

Check the list of affordable units currently for sale to income-eligible first-time homebuyers. For application information, call the number listed.
 
Down Payment and Closing Cost Assistance for First Time Homebuyers
 
DHCD provides down payment and closing cost assistance to income-eligible first-time homebuyers through participating communities and non-profits. Check the list of current providers and the communities they serve.

List of participating Communities  

Tax Credit Loan Program for first time home buyers (www.mass.gov/dhcd/1sttimebuyer) or click here  to download the fact sheet.

First-Time Homebuyer Education

First-time homebuyer education courses are offered throughout the Commonwealth and are required for most first-time homebuyer programs and loan programs. Check the following sites to find a course near you.

CHAPA  Homeownership Education Workshops

MassHousing Homebuyer Counseling

Massachusetts Affordable Housing Alliance

Housing Consumer Education Centers 

Mortgages Available to First-Time Homebuyers

Although DHCD does not provide mortgages directly to first-time homebuyers, there are many resources available. Check the following sites for information on a number of state and federal mortgage products for first-time homebuyers. Many Massachusetts banks offer products for first-time homebuyers, call your local lender for more information.

Massachusetts Housing Partnership - The Soft Second Program

MassHousing

Fannie Mae

Freddie Mac

US Department of Agriculture – Rural Development

 
Lead Paint Removal
 
Your local community may offer programs for homeowners. Contact your city or town hall for more information.

MassHousing’s Get The Lead Out Program

Trainng

2008 Occupancy Trainng 

I have been put on disability and am looking for a home in quit area perferably around Whitesettlement or surrounding areas...I live in Fort Worth and due to my disability the noises bring me to my knees....For my health I need out of city, have nothing to put down. am getting regular checks for disability and am first time home buyer.....Anyone out there can lead me in right direction......

I am a first time home buyer and a single black female looking for grant opportunities to purchase my first home. This will also be for repairs of it. I have three children under five with an annual income of about 35,000-40,000. Please help me find grants!

I have not owned a home before. Have opertunity to get a good price on a home but do not have money for domn payment and still have some debt. I also have a daughter that only gets to stay with me part of the time. Recantly I was in court concerning the time I get with my daughter and the judge ruled that I need to have " a seprate bedroom" for my daughter. Instead of finding a nother rental me and my wife feel that we need to buy a house.

We are a low income family of three, who recieve Section 8 Rental Assistance in Kentucky.  Recently, we found a mobile home for sale by the owner, at the reasonable price of $5500.00.  We would like to purchase the home and have saved a small amount of money toward a down payment, however we have little credit, and no one to be cosigner for a bank loan. 

We need information concerning any program, loan or grant that could be offered to help us buy this home.  We have been recipients of Section 8 for a year now, however we do not work full time, instead we attend school full time.

Thank you